HumaPost
The PayFi Summer is officially here, driven by clear regulatory tailwinds and explosive growth in the underlying infrastructure. Stablecoin circulation has surged toward $265B, with on-chain payments frequently exceeding $2T…
The PayFi Summer is officially here, driven by clear regulatory tailwinds and explosive growth in the underlying infrastructure. Stablecoin circulation has surged toward $265B, with on-chain payments frequently exceeding $2T in monthly transfer volume. This isn't just about faster payments; it's about monetizing capital efficiency. The core investment thesis remains: moving from idle assets to the "earn while you pay" model. With the U.S. GENIUS Act providing a clear regulatory blueprint and payment giants actively integrating Web3 rails, PayFi is the new frontier where value moves smarter. Huma 2.0, with a zero-default rate across $4.5B+ in volume , is at the center of this permissionless revolution