Arc

Arc: How Circle’s Layer-1 Could Align With Visa’s Growing Stablecoin Ambitions

Circle’s Arc is an EVM-compatible blockchain built for institutional payments and tokenization.
Core innovations:
• USDC as native gas → predictable, dollar-based fees
• Deterministic finality → irreversible settlement in <1s
• Opt-in privacy → selective transparency for compliance

Arc addresses fee volatility, slow settlement, and fragmented liquidity — making it a fit for cross-border B2B, tokenized treasuries, and FX.

Visa, which has already processed $25B+ in crypto spend since 2020, is doubling down on stablecoins — even making a strategic investment in BVNK, another stablecoin infrastructure provider. With Arc’s instant, compliant settlement, Visa could eventually bridge on-chain liquidity directly to millions of merchants worldwide.

Testnet lands Fall 2025. The real watchpoint: how Arc integrates into the broader stablecoin infrastructure race.